:root{
  --bg:#f6fbff;
  --card:#ffffff;
  --text:#10243d;
  --muted:#61758b;
  --line:#dcecf7;
  --blue:#0b77d5;
  --blue2:#2aa7f3;
  --mint:#16b39a;
  --navy:#0d3f72;
  --warn:#fff8dc;
  --shadow:0 18px 50px rgba(23,79,125,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang TC","Noto Sans TC","Microsoft JhengHei",Arial,sans-serif;background:linear-gradient(180deg,#f8fcff 0%,#eef8ff 100%);color:var(--text);line-height:1.7}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,calc(100% - 32px));margin:auto}
.topbar{font-size:13px;background:#0d3f72;color:#eaf6ff;text-align:center;padding:8px 12px}
nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.navin{height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:11px;font-weight:800;color:var(--navy);letter-spacing:.2px}
.brandmark{width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,var(--blue),#69d6ff);display:grid;place-items:center;color:#fff;font-weight:900;box-shadow:0 8px 20px rgba(11,119,213,.22)}
.links{display:flex;gap:22px;font-size:14px}.links a{color:#294e70}
.hero{padding:74px 0 54px;position:relative;overflow:hidden}
.hero:before,.hero:after{content:"";position:absolute;border-radius:999px;filter:blur(4px);opacity:.55;pointer-events:none}
.hero:before{width:430px;height:430px;background:#d9f3ff;right:-180px;top:-130px}
.hero:after{width:300px;height:300px;background:#e8fff7;left:-130px;bottom:-120px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:center;position:relative;z-index:1}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:#e8f5ff;color:#075f9f;border:1px solid #cce8fb;border-radius:999px;padding:7px 12px;font-size:13px;font-weight:700}
h1{font-size:clamp(40px,6vw,70px);line-height:1.08;margin:18px 0 18px;letter-spacing:-1.5px;color:#0a3159}
.lead{font-size:19px;color:#4b647d;max-width:680px;margin:0 0 26px}
.ctas{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border-radius:13px;font-weight:800;border:1px solid transparent;cursor:pointer;font-size:15px;text-decoration:none!important}
.btn.primary{background:linear-gradient(135deg,var(--blue),var(--blue2));color:white;box-shadow:0 12px 25px rgba(11,119,213,.22)}
.btn.secondary{background:#fff;color:var(--navy);border-color:#cfe3f2}
.hero-card{background:rgba(255,255,255,.93);border:1px solid #dcecf7;border-radius:28px;padding:28px;box-shadow:var(--shadow)}
.pulse{height:180px;border-radius:20px;background:linear-gradient(180deg,#f8fcff,#edf8ff);border:1px solid #e0eef8;position:relative;overflow:hidden}
.gridline{position:absolute;inset:0;background-image:linear-gradient(#dcecf7 1px,transparent 1px),linear-gradient(90deg,#dcecf7 1px,transparent 1px);background-size:36px 36px;opacity:.55}
.spark{position:absolute;left:6%;right:5%;top:44%;height:4px;background:linear-gradient(90deg,#5bc5f8 0 8%,transparent 8% 12%,#5bc5f8 12% 24%,transparent 24% 27%,#5bc5f8 27% 44%,transparent 44% 48%,#25bfa6 48% 63%,transparent 63% 66%,#25bfa6 66% 82%,transparent 82% 86%,#25bfa6 86% 100%);transform:skewY(-7deg);box-shadow:0 0 0 1px rgba(255,255,255,.15)}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}.kpi{padding:13px;border:1px solid var(--line);border-radius:14px;background:#fbfdff}.kpi b{display:block;font-size:18px;color:var(--navy)}.kpi span{font-size:12px;color:var(--muted)}
section{padding:58px 0}.section-title{font-size:32px;line-height:1.2;margin:0 0 10px;color:#10395f}.section-sub{color:var(--muted);margin:0 0 30px;max-width:760px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:0 9px 28px rgba(22,83,128,.06)}.icon{width:46px;height:46px;border-radius:14px;background:#eaf6ff;color:#0c74c7;display:grid;place-items:center;font-weight:900;margin-bottom:15px}.card h3{font-size:18px;margin:0 0 8px}.card p{font-size:14px;color:var(--muted);margin:0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:22px}.panel{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px}.panel h3{margin-top:0}.check{padding-left:0;list-style:none;margin:0}.check li{padding:9px 0 9px 28px;position:relative;color:#425d76}.check li:before{content:"✓";position:absolute;left:0;top:9px;color:var(--mint);font-weight:900}
.tool{background:linear-gradient(135deg,#0e477b,#0b7bca);color:white;border-radius:30px;padding:34px;box-shadow:var(--shadow)}.tool h2{margin-top:0;font-size:30px}.tool p{color:#dceeff}.inputrow{display:flex;gap:10px;margin-top:20px}.inputrow input{flex:1;min-width:0;border:0;border-radius:13px;padding:14px 15px;font-size:16px;outline:none}.inputrow button{border:0;border-radius:13px;padding:14px 18px;font-weight:800;color:#0a4f80;background:#fff;cursor:pointer}.result{display:none;margin-top:16px;padding:16px;border-radius:14px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);font-size:14px}.result.show{display:block}
.disclosure{background:#fff9df;border:1px solid #f1df97;border-radius:18px;padding:20px;color:#665622}.disclosure strong{color:#54430e}
.info-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}.info-table th,.info-table td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.info-table th{width:190px;color:#38566f;background:#f8fbfd}.info-table tr:last-child th,.info-table tr:last-child td{border-bottom:0}
footer{border-top:1px solid var(--line);background:#fff;padding:34px 0 42px;margin-top:30px}.footgrid{display:grid;grid-template-columns:1.3fr .7fr .7fr;gap:24px}.footgrid h4{margin:0 0 9px}.footgrid p,.footgrid a{font-size:13px;color:#657b8e}.copyright{margin-top:24px;padding-top:20px;border-top:1px solid var(--line);font-size:12px;color:#8293a1}
.pagehead{padding:46px 0 20px}.pagehead h1{font-size:40px;margin-bottom:8px}.legal{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px;margin-bottom:40px}.legal h2{font-size:22px;margin-top:28px}.legal h2:first-child{margin-top:0}.legal p,.legal li{color:#4c647a}
.notice{font-size:13px;color:#5e7385;background:#f2f8fc;border:1px solid var(--line);border-radius:14px;padding:14px 16px}
@media(max-width:900px){.hero-grid,.split{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.hero{padding-top:50px}.links{display:none}.footgrid{grid-template-columns:1fr 1fr}.hero-card{order:-1}}
@media(max-width:600px){.container{width:min(100% - 22px,1120px)}.navin{height:62px}.cards{grid-template-columns:1fr}.kpis{grid-template-columns:1fr}.inputrow{flex-direction:column}.footgrid{grid-template-columns:1fr}.info-table th,.info-table td{display:block;width:auto}.info-table th{border-bottom:0;padding-bottom:4px}.info-table td{padding-top:4px}h1{font-size:42px}.hero-card{padding:20px}.tool{padding:24px}}